Exciting News From Centauri Insurance!

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> March 22, 2021
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> Demotech Affirms the Financial Stability Rating
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> The Financial Stability Ratings® (FSRs) of A, Exceptional, 指派给Centauri特种保险公司和Centauri国家保险公司已得到Demotech的确认, Inc. 对于投保人而言,这一水平的FSR分配给拥有与保持正盈余相关的特殊财务稳定性的保险公司, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE), and realistic pricing.
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> Demotech noted Centauri Insurance’s recent acquisition by Applied Underwriters has “replenished their balance sheets to provide the capacity to weather the impact of past natural disasters on inception to date operating results, respond to issues that may have arisen related to loss and LAE reserve development, 并保持商业模式执行的持久力,以便利用自己的未来收益与利率修订相关的批准和到位. 收购方还将提供管理智慧,以维持专注于未来盈利能力的商业模式.Demotech还表示:“我们相信,他们已经改善了2020年底报告的经营结果对其资产负债表的影响。, 将记录并报告2021年运营业绩显著改善,达到或超过Demotech认为与A, Exceptional, level as well as successfully address other phases of our annual review process.”
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> FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle. 金融监督员根据全国保险专员协会(NAIC)规定或允许的保险会计原则使用法定财务数据。. Since 1989, 二级抵押贷款市场的主要参与者已经接受了A级或更好的fsr.
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> Thank you for your continued partnership and business.
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> Sincerely,
> Centauri Insurance
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> Copyright © 2021 CENTAURI SPECIALTY INSURANCE COMPANY, All rights reserved. 保险产品由Centauri特种保险公司和Centauri国民保险公司承保. Insurance coverage is subject to underwriting review and approval. Products may not be available in all states.
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What to do during a hurricane event

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Now that you are completely prepared for a storm, 是时候解释一下,当你收到来自当地国家气象局的飓风监视或警告警报时应该采取什么行动了. It also provides tips on what to do before, during, and after a hurricane.

First, 了解手表和警告之间的区别是很重要的(点击这里查看飓风101).
Hurricane watch = conditions POSSIBLE within the next 48 hrs.

Steps to take:

It’s time to review your evacuation route(s) & listen to local officials by monitoring local radio or television stations.
然后检查你的救灾物资包中的物品,添加一些满足儿童家庭需要的物品, parents, individuals with disabilities or other access and functional needs or pets.
Hurricane warning = conditions are EXPECTED within 36 hrs.

Steps to take:

Follow evacuation orders from local officials.
Check-in with family and friends by texting or using social media. Communication is KEY in alerting others of your plans and making sure you are safe.
Follow your hurricane timeline preparedness checklist below, 这取决于风暴预计什么时候来袭以及对你所在位置的预测影响.

Credit @Gulfstream Insurance

FedNat Hurricane Season Newsletter

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> Are you prepared for Hurricane Season?
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> Hurricane season is quickly approaching, and FedNat encourages our family of insureds to always stay alert and be prepared. Be sure to visit the Storm Readiness section of our Claims Center on the FedNat.com web page. 在这里,您将找到帮助您和您的家人在风暴和飓风季节保持安全的技巧和工具.
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> Storm Readiness Resources
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> Now is a great time to sign up for online access and save money. 一旦您注册,您将有权查看您的政策,文件和索赔信息. Don’t forget to enroll in paperless, so you can save $10 on your policy renewal!
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> Additionally, 每年的这个时候,你都可以联系你的代理人,检查你的保险范围,以确保你和你的家得到充分的保护. Also, it is important to ensure we have your proper e-mail, 您的保单上列出的电话号码和承按人,以消除索赔时任何不必要的延误.
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> Register And Sign Up For Paperless
> Recently, 我们开始利用能够帮助我们更快处理索赔的技术,并使我们能够在Covid-19大流行期间遭遇风暴时*进行虚拟检查. In the event of a loss, 联邦nat拥有一支由经验丰富的现场调解员和应急响应合作伙伴组成的专门团队,随时准备尽快为您提供帮助. If you happen to sustain damage, 您可以24小时通过我们的第一个报告线(800)293-2532Bob体育游戏下载安卓版,或者在FedNat在线报告索赔.com.
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> *Some losses and mitigation services will require in-person inspections.
> Report A Claim
> Protecting you from the unexpected since 1992.
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> FedNat
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> PO Box 407193, Ft. Lauderdale, FL 33340-7193
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Home Safe Home

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Home Safe Home
March 20, 2020 | Tower Hill Insurance

Home Learning Center Home Safe Home

It’s the time of year again for spring cleaning! As you develop your plan of attack for cleaning indoors and out, 一定要把“安全”放在你检查清单的最上面,并考虑如何对你家的这些关键区域进行防毒.
Be sure to keep cleansers out of reach of your children and pets; oven cleaners and drain openers are especially toxic. Often brightly colored or scented, children can mistake bottled cleaners for fruit drinks. Over-the-counter and prescription medications should also be secured and out of reach. Poisoning from common household chemicals and medications can be deadly, yet it is one of the easiest to prevent.

UTILITY ROOM: Increasingly popular because of their convenience, laundry detergent packets can be dangerous and should be kept out of the reach of children. Last year, more than 6,由于接触了这些含有高浓度洗涤剂的包装,000名儿童中毒. 症状包括过度呕吐、呼吸困难和需要呼吸机呼吸. The colorful packets may look like candy to kids, but they can be deadly. 以防不可思议的事情发生,一定要准备好中毒控制中心的电话号码——800.222.1222 — saved in your contacts list.
GARAGE & GARDEN: Hazardous items such as gasoline, paint, bug spray, antifreeze, and pesticides should be out of the reach of both children and pets. 园艺设备和其他工具应该安全地存放在远离道路的地方,以帮助防止伤害. 考虑为你的车库或花园小屋投资一个存储系统,在物品和工具变成危险区域之前把它们组织起来. 看看这些有用的建议,如何发现和消除你的车库中的隐患.

Sent from my iPhone

How to avoid scams related to Coronavirus

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> released April 7, 2020 | Gulfstream
> On March 6, 2020, 网络安全和基础设施安全局(CISA)发布了警报,提醒人们对与冠状病毒相关的骗局保持警惕. 网络行动者可能会发送带有恶意附件的电子邮件或链接到欺诈性网站,欺骗受害者透露敏感信息或向欺诈性慈善机构或事业捐款. 现在是时候在处理带有与covid -19相关主题的电子邮件时保持警惕和谨慎了, attachment, or hyperlink, and be wary of social media pleas, texts, or calls related to COVID-19.
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> CISA encourages individuals to remain vigilant and take the following precautions.
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> Avoid clicking on links in unsolicited emails and be wary of email attachments. 有关更多信息,请参阅对电子邮件附件使用警告并避免社会工程和网络钓鱼诈骗.
> Use trusted sources — such as legitimate, government websites — for up-to-date, fact-based information about COVID-19.
> Do not reveal personal or financial information in an email, and do not respond to email solicitations for this type of information.
> Make sure you verify a charity’s authenticity before making any donations. Review the Federal Trade Commission’s page on Charity Scams for more information.
> Review CISA Insights on Risk Management for COVID-19 for more information.
> Following these tips is just another way to make sure you are staying safe during this stressful time.
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> *Adapted from www.ncua.gov/
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